Personal Finance- Budgeting 101

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Creating your first budget can be extremely overwhelming. So overwhelming, in fact, that only few individuals and families have a working monthly budget. But it’s worth the effort. Chi will work with you to become financially literate so that you can build wealth, while simultaneously helping you get out of debt and cut expenses.

Guidelines: Chi will provide you with a working budgeting spreadsheet. This planning process will help you to forecast how much money you will be able to save for important things like your vacation, a new vehicle or motorbike, rent, school fees, an emergency savings account or your retirement.

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